Health care reform in the United States is now the reality that tens of millions of Americans had hoped for. If you find yourself in the situation of not having health insurance you know that it’s a very stressful way to live. Many lay awake at night hoping that illness with not strike them or their loved ones for fear of the financial repercussions. There has been a collective sigh of relief among the uninsured recently however when the President Obama mandatory health care reform was signed into law. Among making health insurance mandatory for every American by 2014 it also took into account many safe guards to protect you against the sometimes scrupulous business practices the health insurance companies practiced.
Why is now the best time to get health insurance for you and your family?
Children with pre-existing conditions have in the past been subject to policy that could drop their coverage when they needed it the most. This of course places extreme financial stress on the parents during an already difficult time. With the Obama mandatory health care bill children cannot be denied coverage for pre-existing conditions and cannot be dropped when they get sick. It also removes annual and lifetime limits placed on coverage by the insurance companies. Furthermore children are able to remain on their parent’s health insurance policy through their 26th birthday which helps close the gap in uninsured young people who are unable to afford coverage on their own.
These changes alone make the Obama mandatory health care reform a huge relief for millions of parents who do not have health insurance for their children. If you have found yourself unable to get health insurance in the past due to these reasons then you’ll be happy to know that the law is now on your side.
There have also been quite a few reforms put in place to ensure the system that we have now is able to function fairly and efficiently going forward. This means that you won’t have to worry about being dropped from your insurance when you get sick, or be denied coverage because of the cost of a past illness. If you have had trouble with receiving insurance due to a pre-existing condition of your own then you’ll be happy to know that there is now affordable insurance available to you.